# Ownbox_Investor_Financial_Summary

Updated: 2026-11-02

Sheet: Start Here
OWNBOX / PUBLIC INVESTOR FINANCIAL SUMMARY
Updated 29 October 2026 | Management cash-based forecast | Nov 2026 - Oct 2029
FORECAST TYPE | Cash operating model; NOT GAAP revenue or audited statements
CASH CUSTOMER COLLECTIONS | Year 1 $1.64M | Year 2 $7.39M | Year 3 $23.64M
OPERATING CASH FLOW | Year 1 -$0.11M | Year 2 $1.19M | Year 3 $5.46M
FORECAST ENTERPRISE WINS | Year 1: 8 | Year 2: 42 | Year 3: 75 (targets only)
REVENUE EVIDENCE | This workbook contains management forecasts, not verified paid-customer counts.
SCENARIO TESTS | Downside, base, upside imported from v6 scenario engine; non-dynamic in this extract.
SOURCE MODEL | Ownbox_Three_Year_Pro_Forma_v6_Oct_2026.xlsx, supplied by founder
CALCULATION | Monthly row cash flow = collections - all modeled cash expenses. Annual rollups calculated from monthly.
FINANCING | Assumed $1M SAFE receipts in the first three modeled months; not committed/cash received.
KNOWN GAPS | No GAAP deferred revenue, complete taxes, working capital or independently verified customer acquisition.
EDITABILITY | Underlying imported monthly values are a snapshot; re-run source v6 model to change assumptions.
OPERATING BUDGET | Modeled $960K/$2.16M/$6.7M fixed opex not backed by an approved line-item budget.
SOURCE DATE | 29 October 2026
Sheet: Annual Summary
36-MONTH CASH OPERATING SUMMARY
Base case; source is the modeled 36 months. Years are November–October and cash collections ≠ recognized revenue.
Columns: Metric (USD unless stated) | Year 1: 2026–27 | Year 2: 2027–28 | Year 3: 2028–29 | 36-month total
Metric (USD unless stated): One-time setup cash | Year 1: 2026–27: 1359656 | Year 2: 2027–28: 5055057 | Year 3: 2028–29: 15028440 | 36-month total: 21443153
Metric (USD unless stated): Managed and enterprise monthly cash | Year 1: 2026–27: 284648.470376 | Year 2: 2027–28: 2339827.458693 | Year 3: 2028–29: 8607339.955734 | 36-month total: 11231815.884802
Metric (USD unless stated): TOTAL CUSTOMER COLLECTIONS | Year 1: 2026–27: 1644304.470376 | Year 2: 2027–28: 7394884.458693 | Year 3: 2028–29: 23635779.955734 | 36-month total: 32674968.884802
Metric (USD unless stated): Partner commissions | Year 1: 2026–27: 429963.16366 | Year 2: 2027–28: 1746838.87386 | Year 3: 2028–29: 5483302.292198 | 36-month total: 7660104.329718
Metric (USD unless stated): Hosting and backups | Year 1: 2026–27: 63324.777073 | Year 2: 2027–28: 441887.078702 | Year 3: 2028–29: 1502826.967275 | 36-month total: 2008038.823049
Metric (USD unless stated): Processing and payment fees | Year 1: 2026–27: 49329.134111 | Year 2: 2027–28: 221846.533761 | Year 3: 2028–29: 709073.398672 | 36-month total: 980249.066544
Metric (USD unless stated): Direct customer acquisition | Year 1: 2026–27: 51480.0 | Year 2: 2027–28: 186435 | Year 3: 2028–29: 574200.0 | 36-month total: 812115.0
Metric (USD unless stated): Enterprise customer acquisition | Year 1: 2026–27: 20000 | Year 2: 2027–28: 105000 | Year 3: 2028–29: 187500 | 36-month total: 312500
Metric (USD unless stated): Fixed operating budget | Year 1: 2026–27: 960000 | Year 2: 2027–28: 2160000 | Year 3: 2028–29: 6700000 | 36-month total: 9820000
Metric (USD unless stated): Internal sales payroll | Year 1: 2026–27: 125000 | Year 2: 2027–28: 1066666.666667 | Year 3: 2028–29: 2331250 | 36-month total: 3522916.666667
Metric (USD unless stated): Internal sales commissions | Year 1: 2026–27: 22297.180291 | Year 2: 2027–28: 95467.121455 | Year 3: 2028–29: 260685.136293 | 36-month total: 378449.438039
Metric (USD unless stated): Enterprise onboarding labor | Year 1: 2026–27: 20000 | Year 2: 2027–28: 105000 | Year 3: 2028–29: 187500 | 36-month total: 312500
Metric (USD unless stated): Enterprise service labor | Year 1: 2026–27: 2872.174302 | Year 2: 2027–28: 33371.268185 | Year 3: 2028–29: 100218.054312 | 36-month total: 136461.496798
Metric (USD unless stated): Refunds and chargebacks | Year 1: 2026–27: 12796.56 | Year 2: 2027–28: 46350.57 | Year 3: 2028–29: 142784.4 | 36-month total: 201931.53
Metric (USD unless stated): TOTAL OPERATING CASH OUTLAY | Year 1: 2026–27: 1757062.989436 | Year 2: 2027–28: 6208863.112629 | Year 3: 2028–29: 18179340.248751 | 36-month total: 26145266.350816
Metric (USD unless stated): OPERATING CASH FLOW | Year 1: 2026–27: -112758.519061 | Year 2: 2027–28: 1186021.346064 | Year 3: 2028–29: 5456439.706983 | 36-month total: 6529702.533987
Metric (USD unless stated): SAFE financing cash (not revenue) | Year 1: 2026–27: 1000000 | Year 2: 2027–28: 0 | Year 3: 2028–29: 0 | 36-month total: 1000000
Metric (USD unless stated): NET CASH MOVEMENT incl financing | Year 1: 2026–27: 887241.480939 | Year 2: 2027–28: 1186021.346064 | Year 3: 2028–29: 5456439.706983 | 36-month total: 7529702.533987
Metric (USD unless stated): ENDING CASH BALANCE | Year 1: 2026–27: 887241.480939 | Year 2: 2027–28: 2073262.827004 | Year 3: 2028–29: 7529702.533987 | 36-month total: 7529702.533987
Metric (USD unless stated): New Core customers | Year 1: 2026–27: 687 | Year 2: 2027–28: 2487 | Year 3: 2028–29: 7656 | 36-month total: 10830
Metric (USD unless stated): New Pro customers | Year 1: 2026–27: 457 | Year 2: 2027–28: 1656 | Year 3: 2028–29: 5104 | 36-month total: 7217
Metric (USD unless stated): New enterprise contracts | Year 1: 2026–27: 8 | Year 2: 2027–28: 42 | Year 3: 2028–29: 75 | 36-month total: 125
Sheet: 36 Month Cash
36 MONTH OPERATING CASH DETAIL
Imported monthly assumptions from founder v6 cached model. Derived totals are Excel formulas. This is not an editable customer-growth engine.
Columns: Month # | Period | FY | New Core | New Pro | New Enterprise | One-time setup receipts ($) | Managed + ent monthly receipts ($) | Customer collections ($) | Partner commissions ($) | Hosting & backup ($) | Payment processing ($) | Direct acquisition ($) | Enterprise acquisition ($) | Fixed operating expense ($) | Internal sales payroll ($) | Internal sales commissions ($) | Enterprise onboarding labor ($) | Enterprise service labor ($) | Refunds & chargebacks ($) | Total operating outflow ($) | Operating cash flow ($) | SAFE cash financing ($) | Ending cash incl SAFE ($)
Month #: 1 | Period: 2026-11-01 | FY: 1 | New Core: 27 | New Pro: 18 | New Enterprise: 0 | One-time setup receipts ($): 50355 | Managed + ent monthly receipts ($): 0 | Customer collections ($): 50355 | Partner commissions ($): 14099.4 | Hosting & backup ($): 0 | Payment processing ($): 1510.65 | Direct acquisition ($): 2025 | Enterprise acquisition ($): 0 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 0 | Internal sales commissions ($): 654.615 | Enterprise onboarding labor ($): 0 | Enterprise service labor ($): 0 | Refunds & chargebacks ($): 503.55 | Total operating outflow ($): 98793.215 | Operating cash flow ($): -48438.215 | SAFE cash financing ($): 400000 | Ending cash incl SAFE ($): 351561.785
Month #: 2 | Period: 2026-12-01 | FY: 1 | New Core: 31 | New Pro: 21 | New Enterprise: 0 | One-time setup receipts ($): 58348 | Managed + ent monthly receipts ($): 0 | Customer collections ($): 58348 | Partner commissions ($): 16337.44 | Hosting & backup ($): 638.28 | Payment processing ($): 1750.44 | Direct acquisition ($): 2340 | Enterprise acquisition ($): 0 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 0 | Internal sales commissions ($): 758.524 | Enterprise onboarding labor ($): 0 | Enterprise service labor ($): 0 | Refunds & chargebacks ($): 583.48 | Total operating outflow ($): 102408.164 | Operating cash flow ($): -44060.164 | SAFE cash financing ($): 350000 | Ending cash incl SAFE ($): 657501.621
Month #: 3 | Period: 2027-01-01 | FY: 1 | New Core: 35 | New Pro: 23 | New Enterprise: 0 | One-time setup receipts ($): 64742 | Managed + ent monthly receipts ($): 0 | Customer collections ($): 64742 | Partner commissions ($): 18127.76 | Hosting & backup ($): 1367.4558 | Payment processing ($): 1942.26 | Direct acquisition ($): 2610 | Enterprise acquisition ($): 0 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 0 | Internal sales commissions ($): 841.646 | Enterprise onboarding labor ($): 0 | Enterprise service labor ($): 0 | Refunds & chargebacks ($): 647.42 | Total operating outflow ($): 105536.5418 | Operating cash flow ($): -40794.5418 | SAFE cash financing ($): 250000 | Ending cash incl SAFE ($): 866707.0792
Month #: 4 | Period: 2027-02-01 | FY: 1 | New Core: 39 | New Pro: 26 | New Enterprise: 0 | One-time setup receipts ($): 72735 | Managed + ent monthly receipts ($): 4184.40821 | Customer collections ($): 76919.40821 | Partner commissions ($): 21537.434299 | Hosting & backup ($): 1982.651399 | Payment processing ($): 2307.582246 | Direct acquisition ($): 2925 | Enterprise acquisition ($): 0 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 0 | Internal sales commissions ($): 945.555 | Enterprise onboarding labor ($): 0 | Enterprise service labor ($): 0 | Refunds & chargebacks ($): 727.35 | Total operating outflow ($): 110425.572944 | Operating cash flow ($): -33506.164734 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 833200.914466
Month #: 5 | Period: 2027-03-01 | FY: 1 | New Core: 44 | New Pro: 29 | New Enterprise: 0 | One-time setup receipts ($): 81527 | Managed + ent monthly receipts ($): 8929.121223 | Customer collections ($): 90456.121223 | Partner commissions ($): 25327.713942 | Hosting & backup ($): 2655.57561 | Payment processing ($): 2713.683637 | Direct acquisition ($): 3285 | Enterprise acquisition ($): 0 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 0 | Internal sales commissions ($): 1059.851 | Enterprise onboarding labor ($): 0 | Enterprise service labor ($): 0 | Refunds & chargebacks ($): 815.27 | Total operating outflow ($): 115857.094189 | Operating cash flow ($): -25400.972966 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 807799.9415
Month #: 6 | Period: 2027-04-01 | FY: 1 | New Core: 49 | New Pro: 33 | New Enterprise: 1 | One-time setup receipts ($): 101918 | Managed + ent monthly receipts ($): 15087.090406 | Customer collections ($): 117005.090406 | Partner commissions ($): 29681.425314 | Hosting & backup ($): 3801.777123 | Payment processing ($): 3510.152712 | Direct acquisition ($): 3690.0 | Enterprise acquisition ($): 2500 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 0 | Internal sales commissions ($): 1824.934 | Enterprise onboarding labor ($): 2500 | Enterprise service labor ($): 100 | Refunds & chargebacks ($): 919.18 | Total operating outflow ($): 128527.469149 | Operating cash flow ($): -11522.378743 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 796277.562757
Month #: 7 | Period: 2027-05-01 | FY: 1 | New Core: 56 | New Pro: 37 | New Enterprise: 1 | One-time setup receipts ($): 113907 | Managed + ent monthly receipts ($): 21776.171402 | Customer collections ($): 135683.171402 | Partner commissions ($): 34632.687992 | Hosting & backup ($): 5030.292818 | Payment processing ($): 4070.495142 | Direct acquisition ($): 4185.0 | Enterprise acquisition ($): 2500 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 0 | Internal sales commissions ($): 2010.641 | Enterprise onboarding labor ($): 2500 | Enterprise service labor ($): 199.5 | Refunds & chargebacks ($): 1039.07 | Total operating outflow ($): 136167.686952 | Operating cash flow ($): -484.515551 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 795793.047206
Month #: 8 | Period: 2027-06-01 | FY: 1 | New Core: 63 | New Pro: 42 | New Enterprise: 1 | One-time setup receipts ($): 127495 | Managed + ent monthly receipts ($): 29049.294875 | Customer collections ($): 156544.294875 | Partner commissions ($): 40196.595565 | Hosting & backup ($): 6359.526391 | Payment processing ($): 4696.328846 | Direct acquisition ($): 4725.0 | Enterprise acquisition ($): 2500 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 0 | Internal sales commissions ($): 2216.98575 | Enterprise onboarding labor ($): 2500 | Enterprise service labor ($): 298.5025 | Refunds & chargebacks ($): 1174.95 | Total operating outflow ($): 144667.889052 | Operating cash flow ($): 11876.405823 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 807669.453029
Month #: 9 | Period: 2027-07-01 | FY: 1 | New Core: 71 | New Pro: 47 | New Enterprise: 1 | One-time setup receipts ($): 141882 | Managed + ent monthly receipts ($): 37024.973673 | Customer collections ($): 178906.973673 | Partner commissions ($): 46182.324664 | Hosting & backup ($): 7799.90975 | Payment processing ($): 5367.20921 | Direct acquisition ($): 5310.0 | Enterprise acquisition ($): 2500 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 31250 | Internal sales commissions ($): 2433.568996 | Enterprise onboarding labor ($): 2500 | Enterprise service labor ($): 397.009988 | Refunds & chargebacks ($): 1318.82 | Total operating outflow ($): 185058.842607 | Operating cash flow ($): -6151.868934 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 801517.584095
Month #: 10 | Period: 2027-08-01 | FY: 1 | New Core: 80 | New Pro: 53 | New Enterprise: 1 | One-time setup receipts ($): 158667 | Managed + ent monthly receipts ($): 45818.107125 | Customer collections ($): 204485.107125 | Partner commissions ($): 53069.76017 | Hosting & backup ($): 9353.984683 | Payment processing ($): 6134.553214 | Direct acquisition ($): 5985.0 | Enterprise acquisition ($): 2500 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 31250 | Internal sales commissions ($): 2681.178481 | Enterprise onboarding labor ($): 2500 | Enterprise service labor ($): 495.024938 | Refunds & chargebacks ($): 1486.67 | Total operating outflow ($): 195456.171486 | Operating cash flow ($): 9028.935639 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 810546.519734
Month #: 11 | Period: 2027-09-01 | FY: 1 | New Core: 90 | New Pro: 60 | New Enterprise: 1 | One-time setup receipts ($): 177850 | Managed + ent monthly receipts ($): 55541.40877 | Customer collections ($): 233391.40877 | Partner commissions ($): 60890.454979 | Hosting & backup ($): 11043.56467 | Payment processing ($): 7001.742263 | Direct acquisition ($): 6750.0 | Enterprise acquisition ($): 2500 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 31250 | Internal sales commissions ($): 2959.814944 | Enterprise onboarding labor ($): 2500 | Enterprise service labor ($): 592.549813 | Refunds & chargebacks ($): 1678.5 | Total operating outflow ($): 207166.62667 | Operating cash flow ($): 26224.7821 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 836771.301834
Month #: 12 | Period: 2027-10-01 | FY: 1 | New Core: 102 | New Pro: 68 | New Enterprise: 2 | One-time setup receipts ($): 210230 | Managed + ent monthly receipts ($): 67237.894692 | Customer collections ($): 277467.894692 | Partner commissions ($): 69880.166735 | Hosting & backup ($): 13291.758828 | Payment processing ($): 8324.036841 | Direct acquisition ($): 7650.0 | Enterprise acquisition ($): 5000 | Fixed operating expense ($): 80000 | Internal sales payroll ($): 31250 | Internal sales commissions ($): 3909.866119 | Enterprise onboarding labor ($): 5000 | Enterprise service labor ($): 789.587064 | Refunds & chargebacks ($): 1902.3 | Total operating outflow ($): 226997.715587 | Operating cash flow ($): 50470.179105 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 887241.480939
Month #: 13 | Period: 2027-11-01 | FY: 2 | New Core: 113 | New Pro: 75 | New Enterprise: 2 | One-time setup receipts ($): 230212 | Managed + ent monthly receipts ($): 80077.637571 | Customer collections ($): 310289.637571 | Partner commissions ($): 77587.11963 | Hosting & backup ($): 15725.933602 | Payment processing ($): 9308.689127 | Direct acquisition ($): 8460 | Enterprise acquisition ($): 5000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 75000 | Internal sales commissions ($): 4228.447739 | Enterprise onboarding labor ($): 5000 | Enterprise service labor ($): 985.639128 | Refunds & chargebacks ($): 2102.12 | Total operating outflow ($): 383397.949226 | Operating cash flow ($): -73108.311656 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 814133.169284
Month #: 14 | Period: 2027-12-01 | FY: 2 | New Core: 125 | New Pro: 83 | New Enterprise: 2 | One-time setup receipts ($): 252592 | Managed + ent monthly receipts ($): 94231.385011 | Customer collections ($): 346823.385011 | Partner commissions ($): 86211.087779 | Hosting & backup ($): 18303.932301 | Payment processing ($): 10404.70155 | Direct acquisition ($): 9360 | Enterprise acquisition ($): 5000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 75000 | Internal sales commissions ($): 4577.90928 | Enterprise onboarding labor ($): 5000 | Enterprise service labor ($): 1180.710933 | Refunds & chargebacks ($): 2325.92 | Total operating outflow ($): 397364.261843 | Operating cash flow ($): -50540.876832 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 763592.292452
Month #: 15 | Period: 2028-01-01 | FY: 2 | New Core: 138 | New Pro: 92 | New Enterprise: 2 | One-time setup receipts ($): 277370 | Managed + ent monthly receipts ($): 109931.870563 | Customer collections ($): 387301.870563 | Partner commissions ($): 95850.05217 | Hosting & backup ($): 21039.72192 | Payment processing ($): 11619.056117 | Direct acquisition ($): 10350 | Enterprise acquisition ($): 5000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 91666.666667 | Internal sales commissions ($): 4958.252213 | Enterprise onboarding labor ($): 5000 | Enterprise service labor ($): 1374.807378 | Refunds & chargebacks ($): 2573.7 | Total operating outflow ($): 429432.256465 | Operating cash flow ($): -42130.385902 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 721461.906549
Month #: 16 | Period: 2028-02-01 | FY: 2 | New Core: 152 | New Pro: 101 | New Enterprise: 4 | One-time setup receipts ($): 322947 | Managed + ent monthly receipts ($): 128941.111074 | Customer collections ($): 451888.111074 | Partner commissions ($): 105962.21575 | Hosting & backup ($): 24767.459322 | Payment processing ($): 13556.643332 | Direct acquisition ($): 11385 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 91666.666667 | Internal sales commissions ($): 6608.691002 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 1767.933341 | Refunds & chargebacks ($): 2829.47 | Total operating outflow ($): 458544.079414 | Operating cash flow ($): -6655.96834 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 714805.938209
Month #: 17 | Period: 2028-03-01 | FY: 2 | New Core: 168 | New Pro: 112 | New Enterprise: 4 | One-time setup receipts ($): 353320 | Managed + ent monthly receipts ($): 149415.744445 | Customer collections ($): 502735.744445 | Partner commissions ($): 117701.572099 | Hosting & backup ($): 28682.094272 | Payment processing ($): 15082.072333 | Direct acquisition ($): 12600 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 91666.666667 | Internal sales commissions ($): 7120.888102 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 2159.093675 | Refunds & chargebacks ($): 3133.2 | Total operating outflow ($): 478145.587147 | Operating cash flow ($): 24590.157297 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 739396.095507
Month #: 18 | Period: 2028-04-01 | FY: 2 | New Core: 186 | New Pro: 124 | New Enterprise: 4 | One-time setup receipts ($): 386890 | Managed + ent monthly receipts ($): 171518.318586 | Customer collections ($): 558408.318586 | Partner commissions ($): 130639.434101 | Hosting & backup ($): 32829.728379 | Payment processing ($): 16752.249558 | Direct acquisition ($): 13950 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 91666.666667 | Internal sales commissions ($): 7674.059462 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 2548.298206 | Refunds & chargebacks ($): 3468.9 | Total operating outflow ($): 499529.336372 | Operating cash flow ($): 58878.982213 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 798275.07772
Month #: 19 | Period: 2028-05-01 | FY: 2 | New Core: 206 | New Pro: 137 | New Enterprise: 4 | One-time setup receipts ($): 423657 | Managed + ent monthly receipts ($): 195274.218985 | Customer collections ($): 618931.218985 | Partner commissions ($): 144757.236009 | Hosting & backup ($): 37243.042721 | Payment processing ($): 18567.93657 | Direct acquisition ($): 15435 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 91666.666667 | Internal sales commissions ($): 8268.208015 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 2935.556715 | Refunds & chargebacks ($): 3836.57 | Total operating outflow ($): 522710.216697 | Operating cash flow ($): 96221.002289 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 894496.080009
Month #: 20 | Period: 2028-06-01 | FY: 2 | New Core: 227 | New Pro: 151 | New Enterprise: 4 | One-time setup receipts ($): 462822 | Managed + ent monthly receipts ($): 221040.680403 | Customer collections ($): 683862.680403 | Partner commissions ($): 159906.097967 | Hosting & backup ($): 41940.429439 | Payment processing ($): 20515.880412 | Direct acquisition ($): 17010 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 91666.666667 | Internal sales commissions ($): 8892.949679 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 3320.878932 | Refunds & chargebacks ($): 4228.22 | Total operating outflow ($): 547481.123096 | Operating cash flow ($): 136381.557307 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 1030877.637316
Month #: 21 | Period: 2028-07-01 | FY: 2 | New Core: 251 | New Pro: 167 | New Enterprise: 4 | One-time setup receipts ($): 507582 | Managed + ent monthly receipts ($): 249032.937188 | Customer collections ($): 756614.937188 | Partner commissions ($): 177031.820406 | Hosting & backup ($): 46932.993006 | Payment processing ($): 22698.448116 | Direct acquisition ($): 18810 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 91666.666667 | Internal sales commissions ($): 9589.848361 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 3704.274537 | Refunds & chargebacks ($): 4675.82 | Total operating outflow ($): 575109.871093 | Operating cash flow ($): 181505.066095 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 1212382.703411
Month #: 22 | Period: 2028-08-01 | FY: 2 | New Core: 277 | New Pro: 185 | New Enterprise: 4 | One-time setup receipts ($): 557138 | Managed + ent monthly receipts ($): 279460.877037 | Customer collections ($): 836598.877037 | Partner commissions ($): 195930.344532 | Hosting & backup ($): 52272.816293 | Payment processing ($): 25097.966311 | Direct acquisition ($): 20790 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 91666.666667 | Internal sales commissions ($): 10348.519949 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 4085.753164 | Refunds & chargebacks ($): 5171.38 | Total operating outflow ($): 605363.446916 | Operating cash flow ($): 231235.430121 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 1443618.133532
Month #: 23 | Period: 2028-09-01 | FY: 2 | New Core: 306 | New Pro: 204 | New Enterprise: 4 | One-time setup receipts ($): 610690 | Managed + ent monthly receipts ($): 312462.945808 | Customer collections ($): 923152.945808 | Partner commissions ($): 216378.299118 | Hosting & backup ($): 58002.601904 | Payment processing ($): 27694.588374 | Direct acquisition ($): 22950 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 91666.666667 | Internal sales commissions ($): 11158.56732 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 4465.324398 | Refunds & chargebacks ($): 5706.9 | Total operating outflow ($): 638022.947781 | Operating cash flow ($): 285129.998027 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 1728748.131559
Month #: 24 | Period: 2028-10-01 | FY: 2 | New Core: 338 | New Pro: 225 | New Enterprise: 4 | One-time setup receipts ($): 669837 | Managed + ent monthly receipts ($): 348439.732024 | Customer collections ($): 1018276.732024 | Partner commissions ($): 238883.5943 | Hosting & backup ($): 64146.325542 | Payment processing ($): 30548.301961 | Direct acquisition ($): 25335 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 180000 | Internal sales payroll ($): 91666.666667 | Internal sales commissions ($): 12040.780333 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 4842.997776 | Refunds & chargebacks ($): 6298.37 | Total operating outflow ($): 673762.036579 | Operating cash flow ($): 344514.695445 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 2073262.827004
Month #: 25 | Period: 2028-11-01 | FY: 3 | New Core: 370 | New Pro: 247 | New Enterprise: 4 | One-time setup receipts ($): 730583 | Managed + ent monthly receipts ($): 387715.643434 | Customer collections ($): 1118298.643434 | Partner commissions ($): 262471.299453 | Hosting & backup ($): 70748.365392 | Payment processing ($): 33548.959303 | Direct acquisition ($): 27765 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 12943.213836 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 5218.782788 | Refunds & chargebacks ($): 6905.83 | Total operating outflow ($): 1192205.617439 | Operating cash flow ($): -73906.974005 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 1999355.852999
Month #: 26 | Period: 2028-12-01 | FY: 3 | New Core: 405 | New Pro: 270 | New Enterprise: 4 | One-time setup receipts ($): 795325 | Managed + ent monthly receipts ($): 430540.131126 | Customer collections ($): 1225865.131126 | Partner commissions ($): 287845.202563 | Hosting & backup ($): 77800.645104 | Payment processing ($): 36775.953934 | Direct acquisition ($): 30375 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 13897.031662 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 5592.688874 | Refunds & chargebacks ($): 7553.25 | Total operating outflow ($): 1232443.938804 | Operating cash flow ($): -6578.807678 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 1992777.045321
Month #: 27 | Period: 2029-01-01 | FY: 3 | New Core: 443 | New Pro: 295 | New Enterprise: 4 | One-time setup receipts ($): 865662 | Managed + ent monthly receipts ($): 477289.574256 | Customer collections ($): 1342951.574256 | Partner commissions ($): 315522.115825 | Hosting & backup ($): 85325.237247 | Payment processing ($): 40288.547228 | Direct acquisition ($): 33210.0 | Enterprise acquisition ($): 10000 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 14923.023629 | Enterprise onboarding labor ($): 10000 | Enterprise service labor ($): 5964.725429 | Refunds & chargebacks ($): 8256.62 | Total operating outflow ($): 1276094.436025 | Operating cash flow ($): 66857.138231 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 2059634.183552
Month #: 28 | Period: 2029-02-01 | FY: 3 | New Core: 485 | New Pro: 323 | New Enterprise: 7 | One-time setup receipts ($): 973992 | Managed + ent monthly receipts ($): 530999.191639 | Customer collections ($): 1504991.191639 | Partner commissions ($): 346177.668732 | Hosting & backup ($): 94576.711734 | Payment processing ($): 45149.735749 | Direct acquisition ($): 36360.0 | Enterprise acquisition ($): 17500 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 17942.366541 | Enterprise onboarding labor ($): 17500 | Enterprise service labor ($): 6634.901802 | Refunds & chargebacks ($): 9039.92 | Total operating outflow ($): 1343485.471224 | Operating cash flow ($): 161505.720414 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 2221139.903966
Month #: 29 | Period: 2029-03-01 | FY: 3 | New Core: 531 | New Pro: 354 | New Enterprise: 7 | One-time setup receipts ($): 1060315 | Managed + ent monthly receipts ($): 588887.012885 | Customer collections ($): 1649202.012885 | Partner commissions ($): 379797.350872 | Hosting & backup ($): 104422.030582 | Payment processing ($): 49476.060387 | Direct acquisition ($): 39825.0 | Enterprise acquisition ($): 17500 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 19264.613188 | Enterprise onboarding labor ($): 17500 | Enterprise service labor ($): 7301.727293 | Refunds & chargebacks ($): 9903.15 | Total operating outflow ($): 1397594.098988 | Operating cash flow ($): 251607.913897 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 2472747.817863
Month #: 30 | Period: 2029-04-01 | FY: 3 | New Core: 581 | New Pro: 387 | New Enterprise: 7 | One-time setup receipts ($): 1153032 | Managed + ent monthly receipts ($): 651313.478725 | Customer collections ($): 1804345.478725 | Partner commissions ($): 415986.288243 | Hosting & backup ($): 114927.675906 | Payment processing ($): 54130.364362 | Direct acquisition ($): 43560.0 | Enterprise acquisition ($): 17500 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 20668.981597 | Enterprise onboarding labor ($): 17500 | Enterprise service labor ($): 7965.218657 | Refunds & chargebacks ($): 10830.32 | Total operating outflow ($): 1455673.015432 | Operating cash flow ($): 348672.463293 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 2821420.281156
Month #: 31 | Period: 2029-05-01 | FY: 3 | New Core: 636 | New Pro: 424 | New Enterprise: 7 | One-time setup receipts ($): 1256140 | Managed + ent monthly receipts ($): 718829.429362 | Customer collections ($): 1974969.429362 | Partner commissions ($): 455970.99249 | Hosting & backup ($): 126132.434727 | Payment processing ($): 59249.082881 | Direct acquisition ($): 47700.0 | Enterprise acquisition ($): 17500 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 22207.437769 | Enterprise onboarding labor ($): 17500 | Enterprise service labor ($): 8625.392563 | Refunds & chargebacks ($): 11861.4 | Total operating outflow ($): 1519350.907097 | Operating cash flow ($): 455618.522265 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 3277038.803421
Month #: 32 | Period: 2029-06-01 | FY: 3 | New Core: 696 | New Pro: 464 | New Enterprise: 7 | One-time setup receipts ($): 1368040 | Managed + ent monthly receipts ($): 791972.019931 | Customer collections ($): 2160012.019931 | Partner commissions ($): 499423.213299 | Hosting & backup ($): 138121.236889 | Payment processing ($): 64800.360598 | Direct acquisition ($): 52200.0 | Enterprise acquisition ($): 17500 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 23859.19968 | Enterprise onboarding labor ($): 17500 | Enterprise service labor ($): 9282.265601 | Refunds & chargebacks ($): 12980.4 | Total operating outflow ($): 1588270.842733 | Operating cash flow ($): 571741.177198 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 3848779.980619
Month #: 33 | Period: 2029-07-01 | FY: 3 | New Core: 762 | New Pro: 508 | New Enterprise: 7 | One-time setup receipts ($): 1491130 | Managed + ent monthly receipts ($): 871131.935495 | Customer collections ($): 2362261.935495 | Partner commissions ($): 547034.324246 | Hosting & backup ($): 150964.627363 | Payment processing ($): 70867.858065 | Direct acquisition ($): 57150.0 | Enterprise acquisition ($): 17500 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 25655.446282 | Enterprise onboarding labor ($): 17500 | Enterprise service labor ($): 9935.854273 | Refunds & chargebacks ($): 14211.3 | Total operating outflow ($): 1663423.576895 | Operating cash flow ($): 698838.358601 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 4547618.33922
Month #: 34 | Period: 2029-08-01 | FY: 3 | New Core: 834 | New Pro: 556 | New Enterprise: 7 | One-time setup receipts ($): 1625410 | Managed + ent monthly receipts ($): 957022.634031 | Customer collections ($): 2582432.634031 | Partner commissions ($): 598931.643171 | Hosting & backup ($): 164747.471798 | Payment processing ($): 77472.979021 | Direct acquisition ($): 62550.0 | Enterprise acquisition ($): 17500 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 27596.1825 | Enterprise onboarding labor ($): 17500 | Enterprise service labor ($): 10586.175001 | Refunds & chargebacks ($): 15554.1 | Total operating outflow ($): 1745042.718158 | Operating cash flow ($): 837389.915872 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 5385008.255092
Month #: 35 | Period: 2029-09-01 | FY: 3 | New Core: 913 | New Pro: 609 | New Enterprise: 7 | One-time setup receipts ($): 1773278 | Managed + ent monthly receipts ($): 1050206.722283 | Customer collections ($): 2823484.722283 | Partner commissions ($): 655888.424134 | Hosting & backup ($): 179557.807908 | Payment processing ($): 84704.541668 | Direct acquisition ($): 68490.0 | Enterprise acquisition ($): 17500 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 29712.587238 | Enterprise onboarding labor ($): 17500 | Enterprise service labor ($): 11233.244126 | Refunds & chargebacks ($): 17032.78 | Total operating outflow ($): 1834223.551741 | Operating cash flow ($): 989261.170542 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 6374269.425635
Month #: 36 | Period: 2029-10-01 | FY: 3 | New Core: 1000 | New Pro: 667 | New Enterprise: 7 | One-time setup receipts ($): 1935533 | Managed + ent monthly receipts ($): 1151432.182566 | Customer collections ($): 3086965.182566 | Partner commissions ($): 718253.769169 | Hosting & backup ($): 195502.722625 | Payment processing ($): 92608.955477 | Direct acquisition ($): 75015.0 | Enterprise acquisition ($): 17500 | Fixed operating expense ($): 558333.333333 | Internal sales payroll ($): 194270.833333 | Internal sales commissions ($): 32015.052372 | Enterprise onboarding labor ($): 17500 | Enterprise service labor ($): 11877.077906 | Refunds & chargebacks ($): 18655.33 | Total operating outflow ($): 1931532.074214 | Operating cash flow ($): 1155433.108352 | SAFE cash financing ($): 0 | Ending cash incl SAFE ($): 7529702.533987
Sheet: Scenarios
SCENARIO COMPARISON: SENSITIVITY RESULTS
Management v6 sensitivity extracts; fixed scenarios are imported results, not formulas linked to this public snapshot.
Columns: Metric | Downside | Base | Upside | Notes
Metric: Year 1 cash collections | Downside: 1026704.743529 | Base: 1644304.470376 | Upside: 2005660.626679 | Notes: Top-line cash received from customers; not GAAP recognized revenue.
Metric: Year 2 cash collections | Downside: 4471796.359399 | Base: 7394884.458693 | Upside: 9356494.649954
Metric: Year 3 cash collections | Downside: 14038479.250325 | Base: 23635779.955734 | Upside: 29887561.276612
Metric: Year 1 operating cash flow | Downside: -478642.015222 | Base: -112758.519061 | Upside: 1879.024273 | Notes: Before investor funding.
Metric: Year 2 operating cash flow | Downside: -581862.256785 | Base: 1186021.346064 | Upside: 2138549.942494
Metric: Year 3 operating cash flow | Downside: -524666.79964 | Base: 5456439.706983 | Upside: 8650062.995994
Metric: Year 3 ending cash | Downside: -585171.071646 | Base: 7529702.533987 | Upside: 11790491.962761 | Notes: Includes forecast SAFE receipts of $1M in months 1-3.
Metric: Lowest monthly ending cash | Downside: -1513382.388468 | Base: 351561.785 | Upside: 348296.05275 | Notes: Negative means external financing or cost reductions needed under that sensitivity.
Metric: Total cash collections over 36 months | Downside: 19536980.353253 | Base: 32674968.884802 | Upside: 41249716.553244
Metric: Enterprise wins over 36 months | Downside: 87.5 | Base: 125 | Upside: 156.25 | Notes: Enterprise scaling assumes the modeled win rates and hiring ramp; no signed contracts are evidenced.
Metric: Downside inputs
Metric: Consumer unit multiplier | Downside: 0.65
Metric: Paid Managed conversion | Downside: 0.5
Metric: Enterprise wins multiplier | Downside: 0.7
Metric: CAUTION | Downside: Downside Y3 ending cash is negative and lowest projected monthly cash is approximately -$1.51M. The full cash model must be rerun for material changes.
Sheet: Assumption Register
SOURCE ASSUMPTIONS AND VALIDATION REGISTER
Static source inputs from v6. These cells are provided for transparency; they do not automatically recalculate the public cash snapshot.
Columns: Input name | Model value | Source / rationale from v6
Input name: Base setup | Model value: 799 | Source / rationale from v6: User supplied
Input name: Pro setup | Model value: 1599 | Source / rationale from v6: CURRENT public $1,599 pricing, verified Oct 29 2026: https://www.ownbox.io/terms and https://www.ownbox.io/
Input name: Enterprise setup | Model value: 10000 | Source / rationale from v6: User supplied
Input name: Base monthly | Model value: 99 | Source / rationale from v6: User supplied
Input name: Pro monthly | Model value: 199 | Source / rationale from v6: User supplied
Input name: Enterprise monthly | Model value: 1000 | Source / rationale from v6: User supplied
Input name: Free months consumer | Model value: 3 | Source / rationale from v6: User supplied
Input name: Free months enterprise | Model value: 0 | Source / rationale from v6: User supplied
Input name: Agency commission | Model value: 0.4 | Source / rationale from v6: CURRENT public approved agency commission 40%, initial purchases and managed support for 12 months: https://www.ownbox.io/earn-with-ownbox
Input name: Agency commission window | Model value: 12 | Source / rationale from v6: User supplied
Input name: Base hosting monthly | Model value: 12 | Source / rationale from v6: ILLUSTRATIVE Ownbox-paid Core hosting while managed or on free 90-day trial; validate provider invoice. External customer self-host estimate ~ $12/mo: https://www.ownbox.io/
Input name: Pro hosting monthly | Model value: 18 | Source / rationale from v6: ILLUSTRATIVE Ownbox-paid Pro hosting; higher server resources than Core, validate DigitalOcean bills.
Input name: Enterprise hosting monthly | Model value: 400 | Source / rationale from v6: Illustrative planning assumption — validate
Input name: Base share consumer | Model value: 0.6 | Source / rationale from v6: Illustrative planning assumption — validate
Input name: Agency share consumer | Model value: 0.7 | Source / rationale from v6: 70% partner channel is a planning hypothesis; conservatively assume 40% approved agency commissions until evidence supports affiliates.
Input name: Consumer monthly churn | Model value: 0.015 | Source / rationale from v6: Monthly attrition of overall installed active base (distinct from additional paid support churn below).
Input name: Enterprise monthly churn | Model value: 0.005 | Source / rationale from v6: Illustrative monthly enterprise cancellation rate. Validate by enterprise contract term.
Input name: Payment processing % | Model value: 0.03 | Source / rationale from v6: Illustrative planning assumption — validate
Input name: Fundraise total | Model value: 1000000 | Source / rationale from v6: User supplied
Input name: Fundraise months | Model value: 3 | Source / rationale from v6: User supplied
Input name: Year 1 fixed opex | Model value: 960000 | Source / rationale from v6: Illustrative fixed operating budget; expenses not yet itemized. Excludes separate sales team costs.
Input name: Year 2 fixed opex | Model value: 2160000 | Source / rationale from v6: Illustrative fixed operating budget; expenses not yet itemized. Excludes separate sales team costs.
Input name: Year 3 fixed opex | Model value: 6700000 | Source / rationale from v6: Illustrative fixed operating budget; expenses not yet itemized. Excludes separate sales team costs.
Input name: Year 1 consumer sales month 1 | Model value: 45 | Source / rationale from v6: Illustrative planning assumption — validate
Input name: Consumer monthly sales growth year 1 | Model value: 0.13 | Source / rationale from v6: Illustrative planning assumption — validate
Input name: Consumer monthly sales growth year 2 | Model value: 0.105 | Source / rationale from v6: Illustrative planning assumption — validate
Input name: Consumer monthly sales growth year 3 | Model value: 0.095 | Source / rationale from v6: Illustrative planning assumption — validate
Input name: Enterprise first month | Model value: 6 | Source / rationale from v6: Illustrative first enterprise department close April 2027 (month 6 of Nov 2026 start). Not contracted.
Input name: Founder enterprise closes / month (Year 1) | Model value: 1 | Source / rationale from v6: Illustrative founder-led departmental closes/month starting month 6.
Input name: Ramped enterprise AE closes / month | Model value: 0.85 | Source / rationale from v6: Illustrative fully ramped enterprise AE wins / AE / month. Replaces broken compounded-growth formula.
Input name: Direct consumer CAC | Model value: 150 | Source / rationale from v6: Illustrative planning assumption — validate
Input name: Enterprise external lead-gen cost per win | Model value: 2500 | Source / rationale from v6: Illustrative OUTSIDE marketing/acquisition cost per enterprise win; excludes AE wages. Audit for overlap.
Input name: Enterprise agency commission share | Model value: 0 | Source / rationale from v6: Illustrative planning assumption — validate
Input name: Enterprise commission rate | Model value: 0.4 | Source / rationale from v6: Illustrative planning assumption — validate
Input name: Sales team start month | Model value: 9 | Source / rationale from v6: User instruction: around month 9
Input name: Enterprise account executives annual base | Model value: 120000 | Source / rationale from v6: Illustrative fully annualized salary per rep; validate
Input name: Agency channel managers annual base | Model value: 95000 | Source / rationale from v6: Illustrative salary per manager; validate
Input name: Customer success managers annual base | Model value: 85000 | Source / rationale from v6: Illustrative salary per manager; validate
Input name: Sales director annual base | Model value: 160000 | Source / rationale from v6: Illustrative salary; validate
Input name: Employer payroll benefits load | Model value: 0.25 | Source / rationale from v6: Illustrative payroll tax and benefits loading
Input name: Enterprise setup sales commission | Model value: 0.06 | Source / rationale from v6: Illustrative direct-sales commission on collected setup revenue
Input name: Enterprise monthly sales commission | Model value: 0.03 | Source / rationale from v6: Illustrative direct-sales commission on enterprise recurring collections
Input name: Direct consumer sales commission | Model value: 0.02 | Source / rationale from v6: Illustrative commission on non-agency consumer setup receipts
Input name: Partner channel manager override | Model value: 0.01 | Source / rationale from v6: Illustrative override on agency upfront setup receipts, separate from partner 40%
Input name: Sales director start month | Model value: 15 | Source / rationale from v6: Illustrative hiring ramp
Input name: Sales team headcount Year 1 AE | Model value: 1 | Source / rationale from v6: Illustrative from month 9
Input name: Sales team headcount Year 2 AE | Model value: 3 | Source / rationale from v6: Illustrative
Input name: Sales team headcount Year 3 AE | Model value: 6 | Source / rationale from v6: Illustrative leaner Year-3 enterprise AE staffing; scale only upon verified pipeline/production.
Input name: Agency managers Year 1 | Model value: 1 | Source / rationale from v6: Illustrative from month 9
Input name: Agency managers Year 2 | Model value: 2 | Source / rationale from v6: Illustrative
Input name: Agency managers Year 3 | Model value: 5 | Source / rationale from v6: Illustrative
Input name: Customer success Year 1 | Model value: 1 | Source / rationale from v6: Illustrative from month 9
Input name: Customer success Year 2 | Model value: 2 | Source / rationale from v6: Illustrative
Input name: Customer success Year 3 | Model value: 6 | Source / rationale from v6: Illustrative
Input name: Sales directors Year 2 | Model value: 1 | Source / rationale from v6: Illustrative from month 15
Input name: Sales directors Year 3 | Model value: 1 | Source / rationale from v6: Illustrative
Input name: Forecast start date | Model value: 2026-11-01 | Source / rationale from v6: User request: November 1, 2026
Input name: Consumer Managed conversion after 90 days | Model value: 0.7 | Source / rationale from v6: Illustrative paid conversion after included 90 days; no customer evidence yet.
Input name: Additional paid Managed monthly churn | Model value: 0.01 | Source / rationale from v6: Illustrative additional paid-service attrition after conversion, beyond installed-box attrition.
Input name: Affiliate share of partner-attributed sales | Model value: 0 | Source / rationale from v6: Conservative default: treat all partner-sourced sales as 40% agencies until real affiliate/channel mix is measured.
Input name: Affiliate commission rate | Model value: 0.2 | Source / rationale from v6: CURRENT public affiliate 20% rate, verified Oct 29 2026: https://www.ownbox.io/earn-with-ownbox
Input name: Enterprise AE ramp (months) | Model value: 3 | Source / rationale from v6: Illustrative 3-month ramp before closing at modeled monthly rate.
Input name: Founder enterprise closes / month (Year 2) | Model value: 1 | Source / rationale from v6: Illustrative sales target, not committed pipeline.
Input name: Founder enterprise closes / month (Year 3) | Model value: 0.5 | Source / rationale from v6: Illustrative; founder involvement declines as team expands.
Input name: Channel enterprise closes / month (Year 2) | Model value: 0.5 | Source / rationale from v6: Illustrative agency introductions / strategic partner wins, not committed.
Input name: Channel enterprise closes / month (Year 3) | Model value: 1 | Source / rationale from v6: Illustrative agency introductions / strategic partner wins, not committed.
Input name: Qualified opportunity to closed deal rate | Model value: 0.25 | Source / rationale from v6: Illustrative 25% close rate. Pipeline needs are 1 / rate; validate.
Input name: Qualified-opportunity lead time (months) | Model value: 4 | Source / rationale from v6: Illustrative four-month qualified opportunity to close lead time.
Input name: Enterprise premium setup (hypothetical) | Model value: 25000 | Source / rationale from v6: PROPOSED premium package only; public Enterprise is custom-priced on call: https://www.ownbox.io/
Input name: Enterprise premium monthly (hypothetical) | Model value: 2500 | Source / rationale from v6: OPTIONAL proposed premium recurring fee; validate customer willingness to pay.
Input name: Enterprise premium infra / month (hypothetical) | Model value: 800 | Source / rationale from v6: Illustrative higher-resource infra cost; verify DigitalOcean/GPU quotes.
Input name: Premium share of enterprise sales Year 1 | Model value: 0 | Source / rationale from v6: Zero in investor baseline; change only with evidence/approved offer.
Input name: Premium share of enterprise sales Year 2 | Model value: 0 | Source / rationale from v6: Zero in investor baseline; change only with evidence/approved offer.
Input name: Premium share of enterprise sales Year 3 | Model value: 0 | Source / rationale from v6: Zero in investor baseline; change only with evidence/approved offer.
Input name: SAFE tranche 1 proceeds | Model value: 400000 | Source / rationale from v6: Proposed early tranche, YC post-money SAFE; not committed funding.
Input name: SAFE tranche 2 proceeds | Model value: 350000 | Source / rationale from v6: Proposed middle tranche, YC post-money SAFE; not committed funding.
Input name: SAFE tranche 3 proceeds | Model value: 250000 | Source / rationale from v6: Proposed final tranche, YC post-money SAFE; not committed funding.
Input name: SAFE tranche 1 post-money cap | Model value: 11000000 | Source / rationale from v6: Proposed cap only, not a formal company valuation.
Input name: SAFE tranche 2 post-money cap | Model value: 13000000 | Source / rationale from v6: Proposed cap only, not a formal company valuation.
Input name: SAFE tranche 3 post-money cap | Model value: 15000000 | Source / rationale from v6: Proposed cap only, not a formal company valuation.
Input name: SAFE tranche 1 expected funding month | Model value: 1 | Source / rationale from v6: Illustrative projected close month only; not cash until legally funded.
Input name: SAFE tranche 2 expected funding month | Model value: 2 | Source / rationale from v6: Illustrative projected close month only; not cash until legally funded.
Input name: SAFE tranche 3 expected funding month | Model value: 3 | Source / rationale from v6: Illustrative projected close month only; not cash until legally funded.
Input name: Enterprise entry onboarding labor / contract | Model value: 2500 | Source / rationale from v6: PLANNING PLACEHOLDER; incremental implementation labor, excluded from fixed opex. Replace with actual time sheets.
Input name: Enterprise premium onboarding labor / contract | Model value: 5000 | Source / rationale from v6: PLANNING PLACEHOLDER; higher-integration package, not confirmed by customers.
Input name: Enterprise entry incremental service labor / month | Model value: 100 | Source / rationale from v6: PLANNING PLACEHOLDER; variable labor on top of hosted server cost. Distinct from fixed support payroll.
Input name: Enterprise premium incremental service labor / month | Model value: 250 | Source / rationale from v6: PLANNING PLACEHOLDER; variable support expense, verify real deployment economics.
Input name: Consumer refunds / setup collections | Model value: 0.01 | Source / rationale from v6: PLANNING PLACEHOLDER: 1% of consumer upfront receipts, conservative cash allowance (not empirical refund history).
Input name: Consumer sales / productive agency / month | Model value: 5 | Source / rationale from v6: ILLUSTRATIVE capacity: used to show required productive agency partners; does not drive consumer sales.
Input name: Direct qualified lead-to-buyer conversion | Model value: 0.05 | Source / rationale from v6: ILLUSTRATIVE 5% direct lead conversion used only to estimate required lead volume.
Sheet: Sources
DATA AND SOURCE REFERENCES
Company / SEC / YC links checked October 29, 2026; founder model from uploaded v6 workbook
Source | URL / document | Usage
Ownbox product | https://www.ownbox.io/ | Product features and product availability
Ownbox legal terms | https://www.ownbox.io/terms | Core and Pro pricing, license, issuer
Ownbox managed | https://www.ownbox.io/managed-support | Managed support timeline, rates, cancellation
Ownbox partners | https://www.ownbox.io/earn-with-ownbox | 20% affiliates, 40% agencies
Founder financial model | Ownbox_Three_Year_Pro_Forma_v6_Oct_2026.xlsx | Month-by-month model and 3 scenarios; management forecasts
Y Combinator | https://www.ycombinator.com/safe | Post-money SAFE structure
SEC Rule 506(c) | https://www.sec.gov/resources-small-businesses/exempt-offerings/general-solicitation-rule-506c | General solicitation and accredited purchaser rule
SEC Form D | https://www.sec.gov/resources-small-businesses/capital-raising-building-blocks/what-form-d | Notice filing guidance