# financial-assumptions

Updated: 2026-10-30

# Ownbox | Financial assumptions and status
**Updated:** 2026-10-29 | **Source:** management v6 three-year cash model; see attached workbook and public source pages.

| Driver | Modeled value | Verification status |
| --- | --- | --- |
| Core / Pro upfront | $799 / $1,599 | Posted at ownbox.io/terms as checked Oct. 29, 2026 |
| Managed Support | $99 / $199 monthly after 90 days | Posted at ownbox.io/managed-support |
| Agency commission | 40% on eligible transactions | Posted at ownbox.io/earn-with-ownbox |
| Affiliate commission | 20% on eligible transactions | Posted at ownbox.io/earn-with-ownbox |
| Month-1 Core+Pro sales | 45 | Unvalidated forecast |
| Consumer sales monthly growth Y1 / Y2 / Y3 | 13% / 10.5% / 9.5% | Unvalidated forecast |
| Partner-attributed sales share | 70% | Unvalidated distribution target |
| Paid Managed Support take-up after trial | 70% | Unvalidated cohort hypothesis |
| Overall installed consumer attrition | 1.5% monthly | Unvalidated planning input |
| Additional paid Managed subscriber attrition | 1.0% monthly | Unvalidated planning input |
| First enterprise close | April 2027 | Target only, no signed contract evidenced |
| Enterprise contract wins Y1 / Y2 / Y3 | 8 / 42 / 75 | Capacity-driven targets, no signed pipeline evidenced |
| Entry enterprise price assumption | $10K setup + $1K/month | Internal modeling assumption, not public contract |
| Proposed enterprise premium case | $25K setup + $2.5K/month | Test pricing, not signed or included in base as premium |
| Fixed operating expense budgets Y1 / Y2 / Y3 | $960K / $2.16M / $6.7M | Planning allocations; require approved department budgets |
| SAFE inflows | $400K, $350K, $250K over first three months | Forecast financing inflows; NOT committed investments |

## What management will validate
1. Actual product sales by cohort and channel, observed refund and activation rates.
2. Product hosting cost and enterprise delivery cost per installed client from invoices.
3. Agency recruitment, activation, productive partner count and monthly sales/agency.
4. Conversion from 90-day included Managed Support to paid; real recurring churn separately from software ownership.
5. Department pilot conversion, enterprise sales-cycle length, real pricing, implementation effort, renewal.
6. Financing closing receipts and any material changes to spending commitments.

Read [risks](https://bmacbuilds.ownbox.app/kb/public/raise/risks.md), [projections](https://bmacbuilds.ownbox.app/kb/public/raise/financials.md) and [source register](https://bmacbuilds.ownbox.app/kb/public/raise/sources.md). Assumptions should not be cited as historical performance.